About NJ Advice
NJ Advice is written by a licensed property claims adjuster based in New Jersey. After years of walking into homes after water damage, fires, and storms — and reconstructing what happened from what’s left — this site exists to share that knowledge with homeowners before disaster strikes, not after. What you’ll find here: plain-English guides on what to do when something goes wrong, how the insurance claims process actually works, and how to prevent the most common and most expensive homeowner headaches. What you won’t find: legal advice, insurance sales pitches, or generic tips copied from somewhere else. Note: this is general information, not professional advice for your specific situation — but it’s the same guidance I’d give a friend.