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NJ ADVICE

Practical property and insurance advice for New Jersey homeowners

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Month: October 2026

The $30 Leak Detector That Would Have Saved a $15,000 Claim

October 18, 2026 by NJ Advice

Searching for the best water leak detector for home use? A licensed NJ adjuster explains the types, placement, and what really matters when buying.

Categories Prevention & Maintenance

Fall Home Maintenance Checklist: 8 Things That Prevent Winter Water Claims

October 18, 2026 by NJ Advice

Your fall home maintenance checklist: 8 things NJ homeowners should do before winter to prevent the water claims I see every spring. Licensed adjuster.

Categories Prevention & Maintenance

Basement Flooded After Heavy Rain: Your First-Hour Playbook

October 18, 2026 by NJ Advice

Basement flooded after heavy rain? A licensed NJ adjuster gives you the first-hour playbook: safety, sump pump, documentation, and the call script.

Categories Emergency Guides

5 Things to Do in the First 10 Minutes After You Find Water Damage

October 18, 2026 by NJ Advice

Found water damage? A licensed NJ property adjuster walks you through the 5 things to do in the first 10 minutes — before you call your insurer.

Categories Emergency Guides

What Is an Insurance Appraisal? The Claim Option Most Homeowners Never Hear About

October 18, 2026 by NJ Advice

What Is an Insurance Appraisal? The Claim Option Most Homeowners Never Hear About Here’s a situation I see all the time: the insurance company says your water damage claim is worth $12,000. Your contractor says the actual repairs will cost $28,000. You’ve gone back and forth for weeks, every phone call goes nowhere, and you’re … Read more

Categories Insurance Claims

What Your Adjuster Looks for in the First 5 Minutes (and How to Be Ready)

October 18, 2026 by NJ Advice

What does a home insurance adjuster look for? A licensed NJ adjuster reveals the first-5-minutes checklist — and how to prepare for the visit.

Categories Insurance Claims

5 Mistakes That Get Water Damage Claims Denied

October 18, 2026 by NJ Advice

The 5 mistakes that get a water damage claim denied, from a licensed NJ adjuster — what homeowners do wrong and how to protect your payout.

Categories Insurance Claims

Recent Posts

  • The $30 Leak Detector That Would Have Saved a $15,000 Claim
  • Fall Home Maintenance Checklist: 8 Things That Prevent Winter Water Claims
  • Basement Flooded After Heavy Rain: Your First-Hour Playbook
  • 5 Things to Do in the First 10 Minutes After You Find Water Damage
  • What Is an Insurance Appraisal? The Claim Option Most Homeowners Never Hear About

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